Insurance Coverage Litigation

Services

Depth of Claims Knowledge

Our Insurance Recovery Team has vast experience representing policyholders and insureds in insurance coverage disputes, in matters involving a broad array of underlying claims such as

  • Asbestos and other alleged toxic torts
  • Product liability
  • Business torts
  • Employment practices
  • Construction defect
  • Securities violations
  • Environmental and pollution
  • Property damage and business interruption losses
  • Intellectual property
  • Telephone Consumer Protection Act (TCPA) and similar statutory violations
  • Consumer class actions
  • Fiduciary liability claims

Breadth of Policy Experience

We have addressed an extensive spectrum of matters, involving almost every type of insurance policy, including

  • Property/business interruption
  • Commercial General Liability (CGL), primary, excess, and umbrella
  • Cyber risk/privacy, media, and e-risk liability
  • Directors & Officers (D&O)
  • Product recall
  • Political risk/terrorism
  • Workers’ compensation
  • Professional liability
  • Mortgage and credit
  • Crime and fidelity
  • Environmental liability
  • Admiralty
  • Data loss and theft
  • Errors & Omissions (E&O)
  • Fiduciary/ERISA liability
  • Employment practices liability
  • Representations and warranties

Policy Analysis and Negotiation

We work closely with our clients in reviewing their insurance programs to ensure they have appropriate and necessary coverage in light of their risk profiles. This includes the following:

  • Minimizing gaps in coverage
  • Minimizing overlapping coverages and coordinating complex insurance programs
  • Proposing detailed revisions to language in the terms, conditions, definitions, exclusions, and endorsements of particular policies
  • Assisting in determining retentions, deductibles, retroactive premiums, sublimits, self-insurance, and other fronting mechanisms
  • Claims and potential claims reporting, and related risk management counseling

We often work in conjunction with the client’s risk manager, broker, and insurers at renewal or during policy review projects to assist clients in evaluating specimen or actual policy wording and in exploring opportunities to maximize each client’s existing coverages in a cost-effective manner.