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About Amelia

Reliable real estate transactional and bankruptcy counsel

Amelia Valenzuela advises her clients on real estate transactional and bankruptcy matters. She advises both lenders and borrowers on commercial loan transactions and also focuses on all aspects of distressed loan representation, including loan restructurings, bankruptcy reorganizations, creditor’s rights and other commercial workouts. She is experienced with bankruptcy proceedings under Chapters 7, 11 and 13 of the Bankruptcy Code, representing:

  • Real estate investment companies
  • Large lending institutions
  • Private equity groups
  • Loan servicers and debt funds
  • Nontraditional lenders
  • All other classes of secured and unsecured creditors

Amelia’s previous in-house experience gives her a well-rounded view of her clients’ needs, allowing her to better understand and help address the challenges they face. With this in mind, she prioritizes being responsive, creative and efficient as she strives to solve their problems.

Before joining Quarles, Amelia worked in-house for a national diversified real estate company with complementary businesses that included residential investments, loan assets, commercial investments, brokerage, escrow and more. During law school, she was a legal intern at Consejo Nacional de Rehabilitación y Educación Especial, a government agency in Costa Rica.

Amelia is the California chair of the Bankruptcy and Creditors’ Rights Group.

Experience in Action

  • Advises lending institutions and corporate borrowers from origination through restructuring and other workout solutions.
  • Enforces creditor contract rights in bankruptcy proceedings.
  • Structures and directs real estate transactions for sellers, purchasers, developers, lenders and borrowers.


  • Represented national banking institutions and other commercial lenders in connection with pre-bankruptcy loan restructurings, state court litigation, receivership actions and foreclosures in connection with commercial loans.
  • Represented an in-flight magazine company in a Chapter 11 proceeding.
  • Represented creditors in non-dischargeability, preference and fraudulent conveyance actions.
  • Represented creditors in connection with the negotiation and use of cash collateral and forms of adequate protection.
  • Represented creditors in stay relief proceedings in connection with diverse types of collateral.
  • Represented creditors in appellate proceedings before the Bankruptcy Appellate Panel of the Ninth Circuit and the Ninth Circuit Court of Appeals.
  • Represented municipalities in connection with district court litigation and bankruptcy proceedings.

Professional Recognitions

  • Best Lawyers in America® (2024: Bankruptcy and Creditor Debtor Rights / Insolvency and Reorganization Law)

Professional & Civic Activities

  • Leadership Council on Legal Diversity, Pathfinder (2018)
  • Maricopa County Bar Association, member
  • Charles W. & Patricia S. Bidwill Foundation, board member
  • The Honorable Michael Daly Hawkins, Ninth Circuit Court of Appeals, judicial extern

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