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About Bill

Experienced perspective on insurance regulation and administrative law

Bill Toman steers clients through the issues associated with insurance regulation and administrative law. In particular, he has extensive experience representing clients before the Wisconsin Office of the Commissioner of Insurance and insurance regulators nationwide. His work includes:

  • Insurance company formation, capitalization and licensing
  • Insurance company acquisitions and mergers
  • Liquidation, rehabilitation and guaranty fund operations
  • Holding company regulations, including Form B, C, D and dividend filings
  • The full range of reinsurance transactions and regulatory relations

Experience in Action

  • Manages a variety of reinsurance transactions, including drafting issues, qualifying reinsurance, arbitration, and letters of credit and other security.
  • Guides clients on regulatory relations, including audits and examinations, rate and form filings, administrative lobbying and enforcement actions.
  • Handles special issues facing managed care organizations and other health care plans, such as product filing and approval, reform initiatives, business plan filings, provider contracts, coverage mandates, ERISA and COBRA.


  • Assisted one of Wisconsin’s leading medical malpractice writers and two of its newest HMOs with formation, capitalization and licensing.
  • Led the creation of an alliance of four associations for the purposes of acquiring a life insurer, as well as dozens of Form A filings and Form E investigations.

Professional Recognitions

  • Best Lawyers in America® (2009-present: Insurance Law)
  • Martindale-Hubbell AV® Peer Review Rated

Professional & Civic Activities

  • Chief Judge Barbara B. Crabb, U.S. District Court, Western District of Wisconsin, law clerk (1982-1983)
  • Dane County Bar Association, member
  • American Bar Association, member
  • State Bar of Wisconsin, chair, Insurance Law Committee (1990-2006)
  • Federation of Regulatory Counsel, member
  • Dartmouth Lawyers Association, member
  • State Capital Group, chair, Insurance Law Section (1992-1993)

Selected Presentations/Publications

  • "Supreme Court weighs Affordable Care Act," BizTimes, March 26, 2012
  • Panelist, "CO-OP Governance," National Alliance of State Healthcare CO-OPs (NASHCO) Conference, Washington, D.C., March 9, 2012
  • Speaker, "Elements of Building Infrastructure: Legal and Regulatory," Milliman CO-OP Client Conference, Washington, D.C., March 8, 2012
  • "The CO-OP Program Under the Affordable Care Act: Insurance Regulation Issues," 23 FORC Journal, Spring 2012
  • "The Federal Insurance Office," 22 FORC Journal, Summer 2011
  • "Defining Mental Health Parity and Addiction Equity," 21 FORC Journal, Summer 2010
  • "It's time to get up to speed on new health care reforms," Capital Region Business Journal, May 2010
  • "Health Care Liability Insurance for Employed Health Care Practitioners," News & Profiles, HFMA Wisconsin, March/April 2008

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